Parts of Medicare
Enrollment & Deadlines
Costs & Prescriptions
Your Rights & Help
A New Way to Learn Medicare
See How AI Works for You.
Comfort. Convenience. Confidence.
Talk face-to-face with Julia, our live Medicare AI Avatar — in English, Spanish or Hindi — or type your question to our Medicare AI Assistant. Ask anything — Parts A, B, C and D, costs, networks, prescriptions — and get a clear, plain-language answer. No forms. No sales calls. Just answers, whenever you want them.
New to Medicare? See how it works first →
Free · Private · No sign-up required
Julia speaks English · Español · हिन्दी
Created by Bill Vargas — a licensed Medicare agent, and a senior himself.
Your Path, One Step at a Time
Follow them in order, or jump to whatever you need. You're never rushed.
Watch the free Medicare seminar in plain English.
Talk face-to-face with Julia in English, Spanish or Hindi — or type a question, 24/7.
Take the quick Medicare Readiness Test to see what you've got.
Practice comparing plans before you make a real decision.
When you're ready — and only then — compare and enroll yourself.
Step 1 Learn
Watch the Medicare Seminar
Start here. Learn the basics of Medicare, Medicare Advantage, Medigap, Part D, costs, networks and prescriptions — without a sales pitch.
Step 2 Ask AI
Meet Julia, Your Medicare AI Avatar
Talk with Julia, our live Medicare AI Avatar, just like you'd talk to a person — in English, Spanish or Hindi. Ask about anything you heard in the seminar — Parts A, B, C and D, costs, networks, your prescriptions — and hear a clear answer in plain language. She never gets tired, never rushes you, and never tries to sell you anything.
Prefer to type?
Available 24/7 · Free · No sign-up required
Step 3 Test Yourself
Take the Medicare Readiness Test
A short, friendly quiz — no grades, no pressure. It shows you what you've already got down and points out anything worth reviewing before you start looking at plans. Take it as many times as you like.
Takes just a few minutes · Retake it anytime
Step 4 Practice
Practice Comparing Plans
Get comfortable comparing plans in a safe practice run — nothing you do here signs you up for anything. Walk through how the choices work, see how plans line up side by side, and build your confidence before you make a real decision.
A safe practice run · You enroll in nothing here
Step 5 Compare & Enroll
When You're Ready — And Only Then
You've learned it, asked your questions, tested yourself and practiced. Now, when you feel ready, compare the plans available where you live and enroll yourself at your own pace. After you enroll, your insurance company services your plan.
Secure Online Plan Comparison
Enter your ZIP code. See your plans. Enroll when you're ready.
Add your doctors and prescriptions, compare costs side by side, and enroll yourself online — all in one secure tool.
Compare Plans & Enroll NowOpens in a new tab · Free to compare · Browse without enrolling
Or learn about your state first
No pressure · No sales calls · Your choice, your pace
Take your time. No rush. No pressure.
Come back as many times as you need. The seminar, Julia our AI Avatar, the AI Assistant, the test and the practice tool are always here — free, and always at your pace.
Back to the Five StepsOur Approach
We translate Medicare into plain English so you can make your own informed decision.
Medicare is complicated — but you are perfectly capable of understanding it when someone explains it clearly. We don't tell you which plan to buy, rush you into enrolling, or pressure you with sales calls.
Education First. Enrollment Second.
We don't sell you plans. We help you find the right choice.
Comparing and enrolling yourself is a normal, everyday thing to do.
Once you enroll, your insurance company services your plan.
Explore privately. No salesperson will call you.
EDUCATION FIRST. ENROLLMENT SECOND.
Have a Medicare question? Ask her in plain English.
You don't have to type. Click below, allow your microphone when asked, and speak when prompted.
Start whenever you're ready.
Open the conversation in a new tab
Julia is an AI explainer and can make mistakes. Confirm details with Medicare.gov and official plan documents. You make the decision.